Regardless, I only recommend products or services I use personally and believe will add value to my readers. This means if you click on the link and purchase the item, I will receive an affiliate commission. Home ĭisclosure: Some of the links in the post above are affiliate links.This list should give you a great starting point, and is exactly what I use on a regular basis. My budgeting template will help you keep your monthly budgets and category expenses on track to help you achieve your financial goals while paying down debt. I think there is a time and place for super specific categories, but if you are just starting out, I would try not to make it too awfully complicated. Try to group each purchase based on similarities, and be as specific or as general as you’d like. Grab a scrap piece of paper, and write down every type of expense you can think of. Choose Your Spending Categoriesįirst, let’s begin with a super easy task – spending categories. The next few steps will show you exactly how to do this. Next, you will have the monthly bill tracker. At the end of the month, it has an area for you to add up the total cost for the month. This is where you will keep track of everything you are buying throughout the month. The first sheet you get is a monthly spending tracker. And I mean every receipt, online purchase, and old school check you write – yes, everything! You get 3 different printable template options included in this free set. If you are serious about changing your financial habits, you need to commit to tracking absolutely everything from now on. A quick grocery store run here, a new pair of jeans there, and no sooner than you’ve made the choice to crack down on your spending, you’ve already overspent because you didn’t…you guessed it… keep track. One of the keys to gaining control of your finances and learning how to manage money better, is knowing exactly where you spend your money.īelieve it or not, it’s absolutely impossible to keep track of everything in your head. To read all posts in order, start with Why You Need a Budget, then continue reading the rest of the series on this page. Good thing is that it’s blank and totally customizable so you can make this budget template work for you by writing in only the expenses you need to account for. This printable monthly budget worksheet was created with beginners in mind. This is the third post in the Creative Savings’ Beginners Guide to Budgeting Series. FREE Simple Budget Template Printable by Life and a Budget. If you’re serious about changing your financial habits, you need to keep track of ALL your spending! The FREE printable expense tracker found in this post is an essential tool for accountability and change.
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